Hi I have written an after insert record which validates when CMS_Rule_Line_Item__c is created in bulk for a particular CMS_Rule__c (which has a lookup to CMS_MC_Cycle__c), create MC_Cycle_Plan_vod__c record. My debug log size is 10mb+ and qury rows count = 11k+ and my CPU Time is 3.5k I have just tested small records and inserted 174 recs. I would like to bring all these limits under control, but I cant seem to get rid of nested for loops. Any help is much appreciated!
Code:

trigger CMS_Insert_MCCP on CMS_Rule_Line_Item__c (after Insert) {
    List<Territory> territoryList = new List<Territory>();
    List<MC_Cycle_Plan_vod__c> mccp =  new List<MC_Cycle_Plan_vod__c>();
    Map<id,Set<String>> poateamMap =  new Map<id,Set<String>>(); //cycleid vs set of team
    List<CMS_Rule_Line_Item__c> cbList= [Select id,CMS_Team__c,Rule_Name__c,Rule_Name__r.CMS_MC_Cycle__c from CMS_Rule_Line_Item__c
                                         where id in: trigger.new];
    Set<String> teamSet = new Set<String>();
    for(CMS_Rule_Line_Item__c crRecord: cbList){
        if(!poateamMap.containsKey(crRecord.Rule_Name__r.CMS_MC_Cycle__c)){
            poateamMap.put(crRecord.Rule_Name__r.CMS_MC_Cycle__c,new Set<String>{crRecord.CMS_Team__c});
            teamSet.add(crRecord.CMS_Team__c);
        }
        else{
                poateamMap.get(crRecord.Rule_Name__r.CMS_MC_Cycle__c).add(crRecord.CMS_Team__c);
                teamSet.add(crRecord.CMS_Team__c);
        } }
    system.debug('poa vs team list>>>'+poateamMap.size() +poateamMap);
   
    Map<String,List<Territory>> teamterrMap = new Map<String,List<Territory>>(); //team vs list of territory
    List<Territory> teamterrList =  [Select id,name,CMS_Salesforce__c from Territory where CMS_Salesforce__c in: teamSet];
    Set<id> terrSet = new Set<id>();
    Map<id,id> terruseridMap =new Map<id,id>();
   
            for(Territory t1:teamterrList){
            if(teamSet.contains(t1.CMS_Salesforce__c)){
                if(!teamterrMap.containsKey(t1.CMS_Salesforce__c)){
                teamterrMap.put(t1.CMS_Salesforce__c,new List<Territory>{t1});
                    terrSet.add(t1.id);
            }
            else{
                teamterrMap.get(t1.CMS_Salesforce__c).add(t1);
                terrSet.add(t1.id);
            }  
            }
        }
    Map<id,id> userterridMap =new Map<id,id>(); //userid with corresponding territoryid
    for(UserTerritory ut:[Select territoryid,userid from UserTerritory where territoryid in : terrSet]){
        userterridMap.put(ut.userid,ut.territoryid);
        terruseridMap.put(ut.territoryid,ut.userid);
    }
    Map<id,string> userterrMap= new Map<id,string>(); // territoryid with corresponding username
    for(User u:[Select id,name from User where id = : userterridMap.keyset()]){
        userterrMap.put(userterridMap.get(u.id),u.name);
    }
   
  //  system.debug('team vs terr list>>>'+teamterrMap.size() +teamterrMap);
    Map<id,List<Territory>> poaterrMap = new Map<id,List<Territory>>(); //cycleid with corresponding territory ids
    for(Id i1:poateamMap.keySet()){
        for(String s1:poateamMap.get(i1)){
            if(teamterrMap.containsKey(s1)){
                if(!poaterrMap.containsKey(i1)){
                    List<Territory> tList = new List<Territory>();
                    tList=teamterrMap.get(s1);
                    poaterrMap.put(i1,tList);
                }
                else{
                    List<Territory> tList2 = new List<Territory>();
                    tList2=teamterrMap.get(s1);
                    for(Territory tt:tList2){
                    poaterrMap.get(i1).add(tt);
                    }
                }
            }
        }
    }
    //system.debug('poa vs terr list>>>'+poaterrMap.size() +poaterrMap);
   
    List<MC_Cycle_Plan_vod__c> existingcycleMccp = [Select id,Cycle_vod__c,Territory_vod__c from MC_Cycle_Plan_vod__c where Cycle_vod__c in:poaterrMap.keyset()];
    Map<id,List<Territory>> finalMap = new Map<id,List<Territory>>();
    if(existingcycleMccp.size()>0){
    for(MC_Cycle_Plan_vod__c mcplan: existingcycleMccp){
        if(!poaterrMap.containsKey(mcplan.Cycle_vod__c)){
                for(Territory t2:poaterrMap.get(mcplan.Cycle_vod__c)){
                    if(t2.name!=mcplan.Territory_vod__c){
                        if(!finalMap.containsKey(mcplan.Cycle_vod__c)){
                            finalMap.put(mcplan.Cycle_vod__c, new List<Territory>{t2});
                        }
                        else{
                            finalMap.get(mcplan.Cycle_vod__c).add(t2);
                        }
                    }
                }
        }
    } }
    else{
        finalMap.putAll(poaterrMap);
    }
//system.debug('finalMap list>>>'+finalMap.size() +finalMap);
   
    List<MC_Cycle_vod__c> mccycleList = new List<MC_Cycle_vod__c>();
    mccycleList= [Select Id,Start_date_vod__c from MC_Cycle_vod__c where Id in: finalMap.keyset()];
    List<CMS_MC_Cycle_Month__mdt> mdtList = new List<CMS_MC_Cycle_Month__mdt>();
    mdtList= [Select Id,DeveloperName,CMS_Month_Number__c from CMS_MC_Cycle_Month__mdt];
   
    try{
        if(trigger.isInsert && finalMap.size()>0){
    for(Id rule:finalMap.keyset()){
        Integer monthval=null;
        Integer CycleYear=null;
        String CycleMonth ='';
        String mccpName = '';
        for(MC_Cycle_vod__c mccyclerec: mccycleList){
            if(mccyclerec.id==rule){
            monthval=mccyclerec.Start_date_vod__c.month();
            CycleYear = mccyclerec.Start_date_vod__c.year();
            for(CMS_MC_Cycle_Month__mdt monthmdt : mdtList){
                if(monthmdt.CMS_Month_Number__c==monthval){
                CycleMonth = monthmdt.DeveloperName;
                mccpName= 'MCCP_'+cycleMonth+'_'+cycleYear+'_';
                }}
            }}
        for(Territory terrname: finalMap.get(rule)){
            if(terruseridmap.containsKey(terrname.id)){
            MC_Cycle_Plan_vod__c mcRecord =  new MC_Cycle_Plan_vod__c();
            mcRecord.Cycle_vod__c= rule;
            mcRecord.CMS_Team__c=terrname.CMS_Salesforce__c;
            mcRecord.Territory_vod__c= terrname.name;
            mcRecord.Status_vod__c='In Progress';
            mcRecord.Ownerid=terruseridMap.get(terrname.id);
               
            if(userterrMap.containsKey(terrname.id)){
                    mcRecord.Name=mccpName+userterrMap.get(terrname.id);
                }
            mccp.add(mcRecord);
            }} }
    if(mccp.size()>0){
        insert mccp;
    }  } }
    catch (DmlException e) {
        System.debug('A DML exception has occurred: ' +e.getMessage() +e.getLineNumber());
    }          
}