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Alex MoralesAlex Morales 

insufficient access rights on cross-reference id

I am using the Apex Data Loader to upload production data into my sandbox, I can not seem to get all of my data uploaded.  I am having to do it object by object and when I inspect the errors, several of them say insufficient access rights on cross-reference id.  I am primarily trying to get the accounts and contacts loaded in.  

Paul.FoxPaul.Fox

This means you're trying to update a record and you don't have priveleges. If you're trying to import, are you accidentally including IDs or are you including IDs for Users that aren't Active? If you're trying to update, make sure you have access to all of the data.
Alex MoralesAlex Morales

I am an admin, so how else would I not have access to all of the users?
VKrishVKrish

One more possiblility could be a after insert/update trigger associated with account or contact.

If you are trying to update a field while you are inserting or updating, the after trigger locks the records and doesnt allow any modification